First month free or even a year free auto insurance is always an attractive offer for car insurance companies. Your policy will simply be like any other.
You get the normal coverage as anyone paying monthly for a year or more of coverage, but you don’t have to pay at all until the next month of coverage has expired. Of course, the reason to get this type of coverage will probably vary from person to person. Some people want the added security of protection and that they won’t ever have to worry about a claim again.
Other people may not be satisfied with the amount of coverage they are getting and may want more than the basic plan offers. This type of policy is also perfect for people who do a lot of driving and frequently get in accidents. The more damage you cause to the other driver, the greater your coverage will be. Most insurance companies will even give you a discount if you have a very high deductible.
However, if you are still making comparisons among auto insurance company’s rates, then you should consider getting the first month free car coverage. Of course, you shouldn’t jump right in and take out the entire policy at once. Take your time and research several insurance companies, compare the prices and policies, and decide on which one is going to be the best fit for your needs.
Since some auto insurance companies will offer a first month’s free insurance to get your business, this is a great opportunity to meet with the people who work there. You can tell them what your needs are and get suggestions from them about how you can save money on the policy.
If you don’t like the rates or coverage, you don’t have to keep paying them for the full year. You can choose to cancel your policy at the end of the first month so that you don’t have to deal with it.
Remember, though, that once you sign up for a policy through your new agent, the first month is going to be included as part of the rate. This means that you will have to pay the whole amount on that date.
Before you know it, you’ll have to start shopping around for your new policy again, and you’ll find that the price or policy was too expensive. for your budget.
With the first month insurance, though, you will find that you are able to switch carriers easily and quickly if you don’t like the rates or coverage anymore. Your new agent should be able to get you the policy you need and at the price you want without having to contact each company individually.
Also, because you won’t have to make monthly payments any longer, you may even find that you can save a bundle on your premiums. by switching carriers.
If you decide to stay with the same insurance company you’re using now, you’ll find that your first month doesn’t count against the renewal of the policy. as it would if you were making payments. This means that you can continue to drive safely and legally as long as you want and as many times as you want.
Just remember that the first month of insurance only applies to accidents, not to any medical expenses or damage to the other driver. In fact, most companies will allow you to drive to the extent of the first month for as long as you like, and even if you are stopped or pulled over.
While the first month free car insurance may seem too good to be true, it is a good thing to know that you don’t have to spend a dime in that month. There is no need to spend anything more than you have to. Even if the cost of your policy is much higher than what you were paying before, you’ll have to pay nothing in the event of an accident.