Founded in 1992 as a new non-traditional insurance company, Direct General Auto Insurance provides affordable car insurance for drivers who other insurers may deem too risky to cover. Its policies include such benefits as those that meet the minimum liability coverage requirements in most states and more specialized options such as comprehensive, collision and rental vehicle coverage.
The company offers both online and local auto insurance discounts, which are available to all drivers in all states of the union. To be eligible for the discount, the policyholder must have an active driver’s license, be at least twenty-one years of age or older, and maintain a decent driving record. In order to receive the discount, the policyholder must renew the policy annually.
If you are searching for an insurer to provide you with auto insurance quotes, contact Direct General Auto Insurance. You can get several different quotes by filling out a short form at their website. They will review your information and then give you a quote for you to choose from. Be sure to get several quotes before selecting a specific insurance company.
The online option to their services is very convenient and easy. You don’t have to go anywhere and they provide you with a quote in less than five minutes. After receiving your quotes, choose the ones you like and submit them. That’s it!
When looking for auto insurance quotes, it is important to know what the minimum liability amount in your state is. This amount is the amount of insurance you should carry if you are involved in an accident that costs someone else in your vehicle or injuries to anyone else. It is very important that you are able to pay these amounts, because the person who caused the accident could sue you if you do not carry enough insurance. Without insurance, you may be financially responsible for medical costs that cannot be paid out of your own pocket.
By adding additional coverage to your policy, you will increase your benefits. Depending on your personal situation, you may want to look into having collision coverage, comprehensive coverage or rental vehicle coverage. If you are involved in an accident that does not cost anyone any property damage or medical expenses, then additional coverage could possibly save you thousands of dollars in medical bills and court fees.
Direct General Insurance has been featured on the CNN show, The Insider, where it was talked about as one of the best companies for their auto insurance. For those that have already taken advantage of the discounted auto insurance discounts available, they recommend that those interested in purchasing through their website to call to see if they can help with their situation.
In addition to having the discount, they offer a 60-day free auto warranty on their policies. If you have any issues with your policy, you can get a refund for up to three times your policy price, so you’re certain you’re covered even if you make a mistake.
Some of the other benefits of Direct General Auto Insurance include, no waiting period, no pre-existing condition, no age or gender requirements. As long as you are at least 18 years old and have a clean driving record, you can apply. If you have ever had an accident, you are automatically covered by their liability insurance.
Before you purchase a policy, you’ll need to complete a short form with a few personal details and information about yourself. This will be used to match you with a policy that fits your needs. This process should take about fifteen minutes to complete. The policy will be mailed directly to you.
Before purchasing, the company will check your credit score to see how likely it is that you’ll be able to afford the policy. and make sure you have the right coverage for your particular situation.
Because this service is not advertised, some people don’t know that there are special rates available if they are interested in finding the cheapest policy for their needs. Don’t worry though, most websites that offer direct general auto insurance also offer discounts for people who purchase multiple policies from their website. The more policies you purchase, the cheaper the rate. Be sure to ask about discounts before you buy a policy, or you may be surprised at how much you can save!