Colonial Life & Accident insurance are a United States insurance company specializing in the policies of health, accident and disability. Colonial Life specializes in the policies of health, accident and disability. Colonial also offers a variety of other insurance products, such as disability, accident and life. Colonial is one of the oldest insurance companies in the US and is located in Columbia, SC.
Colonial Health provides individual and group health, dental and life insurance. The majority of their products are based on the HMO model. They also offer a Dental Preferred Provider Organization (PPO) plan and a Preferred Provider Organization (PPO) option.
The Dental PPO allows you to choose a dentist for your policy, regardless of his or her location. For example, if you live in Maryland and need dental care, but have an insurance plan in Washington DC, you can simply call the Dental office in DC and get a referral. This also works if you don’t have insurance in your state. A dentist that accepts your insurance plan will be able to refer you to an appropriate dentist in your area.
The Dental PPO option allows you to pay one monthly premium for your policy with a separate payment each month for dental care. The monthly premium for a PPO policy will depend on your age, dental history and the amount of coverage that you choose. If you have had dental problems in the past, or if you have had problems paying your premiums in the past, you may want to consider a PPO plan.
Colonial also offers a Disability, Accident and Life insurance product. The Dental PPO plan can be used for this product. You must be covered by the Dental PPO plan for at least six months before it can be used as part of your life insurance policy. Colonial also offers a disability and accident plan through their Dental Preferred Provider Organization (DPPO) program. This policy does not require a co-payment, deductible or annual or monthly premium, but will limit the amount of coverage that you receive.
Colonial Life Insurance offers a variety of different types of life insurance coverage. They offer Term Life Insurance, Whole-Life, Variable Life Insurance, Universal Term Insurance, Universal Variable Life Insurance, Variable Universal Whole Life Insurance, Universal Variable Life Insurance and Health Savings Account.
In addition to Universal Life Insurance, they also offer Universal Term Insurance, a Term Life product that is similar to Health Savings Accounts. This type of policy allows you to invest your money in the policy until you die. and in some situations the policy will allow you to borrow against the policy until the policy is fully paid off.
Colonial also offers Life and Whole Life insurance products. It is important to note that Whole Life is only available to people who are at least 62 years of age. Whole Life provides two benefits: Life Insurance and a guaranteed Annuity that pay you money when you retire. For more information about any of these products, contact the Colonial Life Insurance Company.
Colonial also offers a variety of Term and Permanent Life Insurance products. A Term Life policy gives you a certain amount of time to cover all of your expenses and still have the money available to cover your basic living expenses. Permanent Life Insurance provides a lump sum amount of cash upon death, or the policy can be converted into Annuity if you have a regular source of income.
Colonial also offers several different forms of health insurance that are available with their life insurance. These include a short-term insurance plan that covers most medical expenses, an affordable health maintenance plan, a catastrophic health plan, a special health plan and a group health plan.
Colonian life insurance also provides dental insurance through their Dental Preferred Provider Organization (DPPO) plan. If you already have a Dental PPO Plan, then you can switch to this plan. This plan will require a co-pay to the policy, however.
If you are interested in finding an insurance company, contact the Colonial Life Insurance Company for more information. Colonial life insurance has a variety of different options for all of your life insurance needs. Contact them online, by phone or by fax.