If you’re planning on driving anyway, you need to learn the basics of cheap DUI insurance so you don’t get in an accident. It will help you not have to deal with too many unnecessary problems.
A DUI is a traffic offense in which someone has been charged with driving under the influence of alcohol. The law requires that anyone who gets a DUI conviction on their record must pay higher fines, fees, and any other penalties for their conviction. This means that if you’ve got a DUI on your record, you’re going to pay a lot more for your insurance. Getting a drunk-driving charge is also going to put a dent into your auto insurance policy.
Getting a DUI can also raise your vehicle insurance rates by up to 80%. For a bare-bones coverage, a first-offense DUI adds about $66 to your monthly premium, for a maximum-coverage premium of about $141 per month. A full coverage policy adds an additional $140 per month after a first DUI, which amounts to an extra payment of nearly $308 every month. It’s easy to see how a high insurance premium could end up costing you hundreds or even thousands of dollars in the future.
You can avoid these insurance costs if you get cheap DUI insurance quotes online. By doing this, you’ll be able to comparison shop for the best possible coverage at the best price. The good news is that if you choose the right company and choose a good insurance policy with a reasonable amount of coverage, you should be able to keep your monthly payments as low as possible.
To get cheap DUI insurance quotes online, you first need to find a reputable insurance company. You can start by looking through online forums, which can give you a lot of helpful information. You can also check the Better Business Bureau or your state’s insurance regulatory agency for any complaints against a particular insurance company.
Next, type “dwi” into a search engine, and you’ll get millions of results. Look through the results and you’ll probably be surprised at how much insurance companies charge for DUI charges, and what they charge for each state.
Once you’ve narrowed your list of companies to a few, make sure you compare all of the policies they offer. and check their ratings. Make sure the coverage is reasonable and that it covers all of the details that you need. You may have to contact several companies, but you’ll be able to get a good idea of what they offer.
By comparison shopping for cheap DUI insurance quotes online, you’re much more likely to find the best insurance plan for your needs. You can save a bundle by not having to worry about spending a lot of money on insurance.
The process of getting cheap DUI insurance quotes online is relatively simple. First, you’ll have to enter some basic information, such as your name and address, driver’s license number, and the date of your DUI. Once you’ve entered this information, you’ll be presented with a list of companies that will be able to provide you with the coverage you need.
Take your time and check all of the companies. There are some very reputable companies out there, but there are also some shady companies that won’t help you if they feel that you don’t have a chance of winning your case. Make sure you are comfortable with the companies you choose before you let them provide you with any contact information.
Ask the companies what discounts they offer and look for discounts. Most companies offer discounts on DUI cases that involve a blood test. If you happen to have an outstanding traffic offense, you may be able to get a discount.
Finally, don’t hesitate to call the companies and ask questions. The more you know about their coverage, the more informed you will be about what to expect from them when you need them.