When looking for car insurance in Santa Maria, California, it’s important to compare rates from different providers. Your driving record is a big factor, and drivers with clean records can expect to pay less than those with traffic violations. An average driver in Santa Maria will pay around $47 a month if they have never been in an accident or received a traffic ticket. Having an accident can really hurt your wallet. Therefore, safe driving is the best way to get a cheap auto insurance rate.
If you’re a senior, you might qualify for reduced premiums. Depending on your age, you can get cheaper car insurance in Santa Maria by turning twenty. While teens pay the highest rates, people in their 60s and 50s can expect to pay as little as $850 annually. For the same coverage, a driver in their fiftieth birthday can get cheaper rates. However, if you’ve recently had an accident, it might cost you $220 more than you think.
Your age is another factor that affects car insurance rates. Those in their 60s and 50s can expect to pay around $1,350 annually for auto insurance. Meanwhile, those who are younger than 20 can expect to pay $1,200 per year, and people in their 30s can save up to $400. For drivers in their twenties, the rate gap is $2,466. This means that if you have a good driving record and a low risk of accidents, you can save money by switching to a more affordable policy.
You may be surprised to know that your age is another factor that affects your car insurance rates. Having a clean driving record can significantly decrease your cost. Adults in Santa Maria pay about $1,350 a year on their auto insurance, while those who are under 20 years old pay $1,360. But if you’re younger than that, you can expect to pay only $820 a year.
The cost of car insurance in Santa Maria varies. Your age and gender can also affect the amount you pay. For example, a single driver will pay more than a married driver, who will pay about $63 less in total. A married woman will probably be paid more than a male, so your spouse should consider this when shopping around. Your gender and marital status may also have an effect on your car insurance rates.
Regardless of your age, you should make sure to get a quote as soon as possible. The rate of car insurance in Santa Maria is much lower than the average cost of auto insurance in California and the rest of the country. This is largely due to your age, gender, vehicle make and model, and the amount of time you spend driving. However, it is important to remember that your age can affect your premium.
Besides age, other factors that can affect your car insurance rates are your marital status and your gender. Single drivers will pay more for auto insurance in Santa Maria than married drivers, and female drivers will pay more than males. This means that if you want to save money on car insurance, you should be prepared to take a few risks. Fortunately, it doesn’t have to be a major expense.
Santa Maria residents in their 50s and 60s have lower rates than young drivers. On average, a Santa Maria driver pays $1,350 a year for auto insurance. While young drivers pay more than four times the average rate, the difference between a young driver and an elderly driver is $317. This means that if you’re in your early 70s, you’ll have to pay more than half as much as a younger driver.
Although the cost of car insurance in Santa Maria is higher than the national average, it’s still worth checking into the minimum requirements for California drivers. Generally, drivers who’re over 70 years old pay $1,330 a year, while those in their 50s and older will only pay a little more. If you’re in your 20s, you can expect a cheaper rate compared to a young driver.