The Average Mazda Miata Insurance Prices

The average annual price of Mazda Miata insurance is $1,588, and the rate for full coverage is $442. However, the cost will vary depending on your particular circumstances. You can save money on your car insurance by paying your bills on time and combining your policies. This compact sports car is a great choice for a first-time driver, as it is very fuel efficient and handles well. The Miata also has advanced safety features, including front and side impact airbags, seatbelt pretensioners, and anti-lock brakes.

mazda miata insurance cost

While the insurance costs for Mazda Miata cars may seem high, the actual monthly payment may be significantly lower than the national average. Many car insurance companies base their rates on a driver’s risk profile, and the model of the car can have a big impact on the cost. The base model MX-5 is the most affordable, and higher-end Miata models may be more expensive to insure. If you drive your Miata frequently, you may find your monthly payment increased because of the extra insurance coverage.

The Mazda Miata is an ideal car for any driver, whether he or she has extensive experience in driving or is a beginner. As a result, its insurance cost is reasonable, and you can easily save money by avoiding accidents, having above-average credit, and paying higher deductibles. A good place to start your comparison shopping is Bankrate. They are a reliable source of information on the market, and you can trust them.

The Mazda Miata comes in four different models. The base model costs $26,000, while the top-end Mazda Miata Sport is $26,000. This sports car is considered a sport car, but is not overly muscled. Therefore, you should expect to pay higher insurance premiums for this model. However, its mild engine keeps the premiums low for drivers over the age of 25. For a more accurate comparison of insurance costs, you can consult Bankrate.

A Mazda Miata insurance cost varies depending on the model, deductibles, and risks involved. The base model is $26,000, and is considered a “sports car.” Although it may not be as muscly as some sports cars, it’s still a stylish, affordable car that can be a great investment. When it comes to Mazda Miata insurance, a little bit of research goes a long way. The Zebra compares the rates and policies of several auto insurers to help you find the best one for your budget.

You can compare insurance rates by ZIP code to find the lowest cost. Getting quotes is simple and can be done online. You can also choose from several different car insurance companies, each offering different rates for the Mazda Miata. It’s best to compare prices as the cheapest one might be higher in your area. You can also look for discounts for safety and green parts. It’s a great way to save money on your Miata insurance.

You can get an insurance quote online by entering your ZIP code and a few other details. Then, look through the different companies that offer coverage for Mazda Miatas. Most of these will have quotes from many different companies. You’ll also need to check the terms and conditions of each company before you purchase a policy. If you are unsure of what kind of coverage you need, it is always a good idea to contact your insurance agent.

If you’re looking for cheap car insurance, you can visit The site allows you to enter the information of your vehicle and your driving history, and then you can compare insurance rates. Once you’ve narrowed down the list of companies that will cover your Mazda Miata, you can then decide which one will be best for your needs. And remember, the lower the cost of your policy, the better.

When it comes to the cost of Mazda Miata insurance, you’ll be glad you decided to purchase it. With a manual transmission, the Mazda Miata is ideal for most drivers. Regardless of the type of driver you are, the car’s safety is the number one priority. It is important to have adequate coverage, even though it’s expensive, so it is worth the expense. It’s worth the peace of mind knowing that your car is protected if you have an accident.

How Mazda Miata Insurance Quotes Are Influenced

Mazda Miata insurance prices are influenced by several different factors. We will look at Minimum coverage limits, Gender, and Age. These factors can all significantly impact the price you pay. Ultimately, it is up to you to find a policy that fits your needs. If you have questions, contact an insurance agent today. Here are some common insurance questions:

Variables that affect mazda miata insurance rates

While there are a few variables that influence the cost of car insurance, the majority of them are related to your age, state of residence, credit history, and annual mileage. Different insurers charge different premiums based on these variables, which can drastically affect the total cost of your insurance. For example, while the average premium for a MX-5 in Vermont is around $900, the same car would cost about $2,300 in Louisiana.

The Mazda MX-5 Miata’s average insurance rate is $1,441 per year, beating the national average for convertible cars by over $784. These figures assume that you are 40 years old, a good driver, and drive 13,000 miles per year. It also assumes that you have a single car insurance policy, so you won’t qualify for multi-car discounts. Your rates will also vary depending on your age and state, and your driving record and credit history.

Another important factor to consider when comparing auto insurance quotes is the safety of your vehicle. Mazda is committed to making its vehicles as safe as possible, and this commitment extends to its open-top roadster. The Mazda Miata’s standard safety features include front and side airbags, driver-seat position sensors, and a passenger-side deactivation switch. If you drive your Mazda Miata a lot, your monthly payment may increase.

When comparing quotes, be sure to consider your vehicle’s trim level. The MX-5 Sport trim is the cheapest to insure, while the MX-5 RF Grand Touring is the priciest. Mazda Miata insurance rates vary greatly depending on your driving history, state, and other factors. If you have a lower-risk driver’s history, you may qualify for a lower rate.

Miata Insurance Minimum coverage limits

A good way to lower your Mazda Miata insurance prices is to buy collision coverage. Collision insurance covers damage caused by a collision, including hits from a mailbox, pothole, or another car. It pays for medical bills for the other party and pays for any damages to your car. Because collision coverage typically costs a majority of your premium, it is best to consider increasing your deductible to avoid the expense.

Your age and gender will play a huge role in car insurance rates. A 20-year-old male driver pays $2,566 in car insurance each year, while a forty-year-old female pays $1,416. While women pay slightly higher rates than men, the difference is substantial. In addition, raising your deductible by even a few hundred dollars can save you over the course of a year.

There are several reasons why consumers change insurance companies. The cost of repairs, lack of specialty parts, and advanced safety features may make this car less expensive to repair. It’s also important to remember that this information is for the base model MX-5. Insurers charge more for higher-end Miata models. Therefore, make sure you know the amount of coverage you want, and make sure your policy has the minimum levels of liability and comprehensive.

The minimum coverage limits on Mazda Miata insurance prices vary by state. Newer cars are safer than older ones, and you’ll have to carry more liability insurance than an older car. Also, make sure you take out comprehensive coverage, which pays for damages that are beyond your control. If your Mazda Miata is newer than the last one, you can also reduce your coverage limits by installing an anti-theft alarm system. These measures can greatly reduce your Mazda Miata insurance prices.

Age for Insurance in Miata

One thing you can do to lower your Mazda Miata insurance rates is to be aware of traffic laws. A single traffic ticket can cost you $328 a year, but if you are in an accident, you can pay up to $586 in additional costs. Also, remember that older drivers tend to pay less for auto insurance, so the older you are, the lower your rates will be. The chart below shows the average cost of Mazda Miata insurance rates by age and gender.

The age of a driver affects car insurance rates, so it’s best to keep this in mind. Insurers consider younger drivers to be less of a risk. However, people over 50 are statistically safe drivers and can expect to pay less than $543 a year for their policy. Many companies will offer senior discounts for drivers who have been driving for at least five years. Having a good driving record will lower your rates, too, so it’s a good idea to get a policy with a high score.

When you get a quote from multiple companies, it’s important to consider the cost of insurance. The average cost of a Mazda Miata policy is $1,312 a year – or about $650 a month if you’re under 30 years old. You can find a monthly budget estimate by comparing quotes at You can also choose between comprehensive insurance and liability insurance, which can be very affordable.

The internet is a great way to find cheap Mazda Miata insurance prices. You can find many different quotes by simply typing in your ZIP code and selecting the carrier you’d like to compare. You can even ask the agent to call you and get a quote if he’s in your area. If you don’t have a local agent, you can fill out a short form or visit a carrier selection page on a website. It takes only a few minutes, and the advice and guidance they provide can be invaluable.

Gender – Miata auto insurance rates

Mazda Miata insurance rates are lower than most cars in the sports car category. The cost per year is just $1,312 and monthly insurance costs are around $109, according to our analysis. The lowest priced model is the Sport Convertible, which costs $1,244 annually. The highest-priced model is the RF Grand Touring Convertible, which costs $1,352 annually. Our table below compares the cost of insuring a 2022 Miata with insurance rates for the other 23 models in the class.

The Gender of Mazda Miata insurance prices depends on several factors, including age and gender. For example, a 20-year-old male driver will pay $2,566 a year in insurance premiums, while a 20-year-old female driver will pay $1,918 per year. This means that women pay $648 less than men, or $26 less than men. You can also save money by raising your deductibles. For a 40-year-old female driver, raising the deductibles will save you $216 a year.

Location – Insurance cost for Miata

If you’re looking for a low-cost, high-value sports car, consider the Mazda Miata. Its price starts at around $26,580, and it’s reliable – with an average Reliable Rating of 4/5. The cost of ownership is very affordable as well, and the Miata requires few repairs. Annual maintenance costs average just $4,168. In fact, Kelly Blue Book awarded the Mazda Miata the 2015 5-Year Cost of Ownership award.

Auto insurance prices vary depending on a variety of factors, including where you live, your driving history, and the features of your vehicle. If you have two speeding tickets and one at-fault accident, your premiums will be higher. If you have other cars insured with the same company, you can save money on both insurance policies by combining them. A good way to do this is to get multiple quotes from different companies and compare them side-by-side.

You can also use an online tool to get an estimate of how much Mazda Miata insurance will cost. By entering your ZIP code, you can get an idea of how much you can expect to pay each year. By using a car insurance calculator, you can see what the average cost of your policy will be based on your age and location. You can even find out which states are the cheapest and most expensive for a Mazda Miata insurance policy.

The cheapest insurance company for the Mazda Miata is State Farm, and its rates are $1,627 a year – a full $1,461 less than the national average. State Farm, on the other hand, is the cheapest insurer for a 2021 Miata. And because of its popularity, the Miata is still relatively cheap to insure, too. You can save a few thousand dollars by buying a used one.